Indigo Credit Card Features, Application, Login and Requirements

Last Updated on June 13, 2023 by lizzy

The Indigo Credit Card is a no-annual-fee credit card designed to help people with bad credit build their credit history. It has a high interest rate (29.99%), but it does not have any late payment fees or penalty APRs. The Card issuer also reports to all three major credit bureaus, which can help you improve your credit score over time.

Pros and cons of the Indigo Credit Card

Pros:

• No annual fee
• No late payment fees or penalty APRs
• Reports to all three major credit bureaus
• Easy to qualify for

Cons:

• High interest rate (29.99%)
• Low credit limit (typically $300)
• Annual fee for the first year ($35)

How to apply for the Indigo Credit Card

• Apply online: Go to the Indigo Credit Card website and click on the “Apply Now” button. You will need to provide some basic information, such as your name, address, and Social Security number. You will also need to answer a few questions about your credit history.
• Call customer service: You can also apply by calling customer service at 1-800-645-8762.

Once you have submitted your application, Indigo will review your credit report and decision within 7-10 business days. If you are approved, you will receive your credit card in the mail within 10-14 business days.

Requirements for applying for the Indigo Credit Card

• Must be a U.S. citizen or permanent resident
• Must be at least 18 years old
• Must have a valid Social Security number
• Must have a credit history of at least 6 months
• Must have a gross income of at least $1,000 per month

Features of the Indigo Credit Card

• No annual fee: There is no annual fee.
• No late payment fees or penalty APRs: There are no late payment fees or penalty APRs.
• Reports to all three major credit bureaus: The Card issuer reports to all three major credit bureaus, which can help you improve your credit score over time.
• Easy to qualify for: The Easy to qualify for, even if you have bad credit.
• Low credit limit: The Card typically has a low credit limit, such as $300.
• High interest rate: Has a high interest rate, such as 29.99%.

How to login to Indigo Credit Card account

1. Go to the Indigo Credit Card website.
2. Click on the “Log In” button in the top right corner of the page.
3. Enter your username and password.
4. Click on the “Log In” button.

Here are some of the things you can do when you log in to your account:

• View your balance: You can view your current balance, as well as your previous statements.
• View your transactions: You can view all of your recent transactions, including purchases, payments, and fees.
• Make a payment: You can make a payment online, over the phone, or by mail.
• Set up autopay: You can set up autopay so that your bill is automatically paid in full each month.
• Contact customer service: If you have any questions or problems, you can contact customer service online, over the phone, or by mail.